Please Choose a Calculator

  • Simple Loan Calculator - Only three inputs, loan amount, interest and length of loan, calculates the monthly payment for any type of fixed payment, fixed period amortized loan (mortgage, car loan, etc).
  • What's Missing? Loan Calculator This simple program finds the missing loan variable (loan amount, monthly payment, interest rate or number of months).
  • Monthly Payment table generator
  • How much house can you afford? - This has been changed to correct the ratios I used for qualification.-
  • Rule of 78 Loan Calculator A few people have asked me about this one, so I researched it out and wrote it up. Boy, these loans are weird!
  • What's a Million? Let's see how long it takes to reach a financial goal, say a million dollars, but then let's see how much that will be worth then!.
  • E-Mail amortization Forms -- Straight Amortization or Prepayment
    Some people complain that their browsers crash when pulling down an amortization schedule. Well, now I will e-mail you one! You can either use a full schedule without any prepayment, or start with your current loan amount and enter any monthly payment amount you want. Having it as e-mail makes an easier permanent record for printing, importing or just to fill up your mailbox!
  • Wealth Calculator This uses the formulas and discussion from Stanley and Danko's best-seller The Millionaire Next Door so you can see how wealthy you really are.
  • Estate Tax Calculator Estimate your total taxable estate and how much estate tax you would pay!
  • What's Your Yield? Find the long term yield of your investments given start and ending amounts and how much you contribute each month.
  • Income Qualification Calculator - UPDATED I calculated the numbers right but explained them out wrong! I don't want people to think they can buy more than they can really qualify for!
  • Prepayment calculator - UPDATED Take your current balance and look at your loan reduction. Does biweekly mortgages too. Now it allows input of your originating loan values.
  • APR Calculator #2 - Find the APR of a loan given points, and other included costs.
  • Simple Savings Calculator - Given a beginning balance and a monthly deposit, watch you money grow!
  • Tuition Savings Calculator - We're going to have another child! That means one more body to send to college! Let's see how much it will cost...
  • UPDATED Canadian mortgage payment calculator - Now both calculates loan amount or monthly payment
  • Prepayment vs. Investment -- which is best for you? If you have an extra amount you can pay each month should you pay down your loan or invest it.
  • APR/Front End Calculator - See what that loan REALLY costs you
  • Balloon Calculator - 5/25 and 7/23 Balloon Convertible Mortgages analysis
  • Compounding Yield Calculator - Calculate Annual Yield of an Investment
  • Mortgage Duration - Calculate how long a loan will last with a set payment, or find how much to pay to end your loan at a certain time period.
  • Nominal and Effective Interest Rate calculator
  • Information on biweekly mortgage companies
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